“Unlock the Power of Your Property – Get High-Value Loans Instantly”
A Loan Against Property is one of the smartest ways to raise funds without selling your asset. Whether for business expansion, education, or personal needs, get quick approvals, flexible tenure, and competitive rates—all with minimal hassle.
Features and Benefits of our Loan Against Property
1) Secured Loan : The loan is secured against the value of your property. The property acts as collateral, reducing the risk for the lender. This generally leads to lower interest rates compared to unsecured loans.
2) Loan Amount: The loan amount is determined based on the value of the property you pledge. Generally, you can get a higher loan amount compared to personal loans or other unsecured loans.
3) Flexible Tenure : The tenure (repayment period) for a Loan Against Property is usually longer compared to other types of loans, often ranging from 5 to 20 years. This allows for lower monthly installments.
4) Multipurpose : The loan amount can be used for a wide range of purposes, giving you the flexibility to address various financial needs without any restrictions.
5) Improves Credit Scores : Successfully repaying a Loan Against Property can positively impact your credit score, as it demonstrates responsible borrowing behavior. paragraph here
Documents Required to Apply for Loan Against Property
1) Proof of identity/residence
2) Proof of income
3) Property-related documents
4) Proof of Business (for self-employed)
5) Account statement for the last 6 months
Eligibility Criteria
For Salaried Individuals
Age: 21 to 58 years
Stable job (minimum 18 months–2 year)
Minimum monthly income (bank dependent)
Considered Cash Salary up to 35K
Basic CIBIL score preferred (650+)
For Self-Employed / Business Owners
Age: 25 to 65 years
Business stability of 2–3 years
Regular income & banking transactions
ITR filing for last 2 years
Basic CIBIL score preferred (650+)
Documentation
Individual / Salaried
PAN Card & Aadhaar Card
Salary Slips (last 3 months)
Bank Statements (6 to 12 months)
Form 16 / ITR
Employment Proof
Proprietorship Firm
PAN Card (Individual + Firm)
Aadhaar Card
ITR (last 2–3 years)
Bank Statements (6–12 months)
GST/MSME Registration (if applicable)
Business Proof
Partnership FirmPAN Card of Firm & Partners
Partnership Deed
ITR (Firm + Partners)
Bank Statements
GST Registration
Business Continuity Proof
Private Limited / CompanyCompany
PAN & Incorporation Certificate
MOA & AOA
ITR (last 2–3 years)
Financial Statements (Balance Sheet & P&L)
Bank Statements
Director KYC
