Home Loan

"Turn Your Dream Home Into Reality – Faster, Easier, Smarter"

   Quick approvals | Lowest rates | Dedicated support

Features and Benefits of our Home Loan

1) Home Construction Loan:  If you have a plot of land and lack financial support to construct a home on that piece of property, you may choose a house construction loan. Such borrowing is mainly made to construct or repair a major part of your home.

2) Home Extension Loan:  Should you already own a home, and feel the need to extend the building, add an annexe, or build another floor, etc., Home Extension Loan is your go-to option that finances such needs.

3) Home Improvement Loan:  All of us wish to improve and upgrade our homes for a better life. From your old-age furniture, fixtures to faulty lightning systems, Home Improvement Loan funds all your plans.

4) NRI Home Loan:  If you are a patriot, a Non-Resident Indian, and wish to own residential property in India, NRI Home Loan is your answer. Though the formalities for application may be a little different.raph here

Home Loan Eligibility and Documents

Read on to know the criteria required to apply for our Home Loan.

Eligibility Criteria

For Salaried Individuals
Age: 21 to 58 years
Stable job (minimum 18 months–2 year)
Minimum monthly income (bank dependent)
Considered Cash Salary up to 35K
Basic CIBIL score preferred (650+)
For Self-Employed / Business Owners
Age: 25 to 65 years
Business stability of 2–3 years
Regular income & banking transactions
ITR filing for last 2 years
Basic CIBIL score preferred (650+)

Documentation

Individual / Salaried
PAN Card & Aadhaar Card
Salary Slips (last 3 months)
Bank Statements (6 to 12 months)
Form 16 / ITR
Employment Proof

Proprietorship Firm
PAN Card (Individual + Firm)
Aadhaar Card
ITR (last 2–3 years)
Bank Statements (6–12 months)
GST/MSME Registration (if applicable)
Business Proof

Partnership FirmPAN Card of Firm & Partners
Partnership Deed
ITR (Firm + Partners)
Bank Statements
GST Registration
Business Continuity Proof

Private Limited / CompanyCompany
PAN & Incorporation Certificate
MOA & AOA
ITR (last 2–3 years)
Financial Statements (Balance Sheet & P&L)
Bank Statements
Director KYC